For several years, marketers have touted mobile payments as the next big thing. Tomorrow, Apple will unveil the iPhone 6 and is widely expected to to include a mobile payment capability with major partners like American Express. I've used my phone to buy coffee at Starbucks but that's about it. I'm definitely ready for this technology as long as they can satisfy my security concerns. Losing your phone takes on a lot more risk when it's tapped into all of your credit cards and favorite retailers.